Unless of course, it's all a big lie to make the YOYO model palatable for the masses.
We shouldn't really have to be quoting Warren Buffett on the fact that ordinary people are losing a "class war" to the rich or Bill Gates as an advocate for non-Randian (as in Ayn Rand) charitable values. But we are, because any voice that isn't at the top of the "YOYO" tree has been systematically undermined and discredited.