Thanks, TGB, and good point about the other types of illness.  I have relatives in Britain, so have been keeping a wary eye on what's happening to the healthcare system there and, especially, long-term care, which is another thing I didn't mention.  I remember way back when, my step-grandmother's mother was in a lovely nursing home and it cost either nothing or next to it.  Now my step-grandmother herself is in a home, and it's basically going to cost her all the assets she had.  Still, I think when her assets run out she'll still get care.

Maybe we can eventually make language a complete impediment to understanding. -Hobbes