I started posting on my blog nearly three years ago that it was all going to fall apart, and soon.  Everything fell in from there: 1) ARMs reset; 2) real estate started to deflate; 3) the Fed cut rates in a futile attempt to shore up mortgage-backed securities; 4) the heavily devalued dollar dropped through the floor against commodities and other currencies; 5) the run-up against the dollar could not be maintained in the face of the global, insolvency-caused credit crunch; 6) everything started to come to ground like the Hindenburg; 7) here we are.