So if I got it right my bank would find projects these local "private banking" banks would supply capital in the form of customer deposits for? And I would essentially use the deposits which really belong to the other bank to get (loaned?) capital with which I would then issue loans and keep my bank at a solidity of maybe 10-20 %...
Did I get it right?
By the way, would I pay the other bank a fee for using its depositors, or would the other bank pay me a fee for me finding investment opportunities for its customers? Peak oil is not an energy crisis. It is a liquid fuel crisis.
What I have been describing comes from a friend of mine who used to work at EDF in the securitization department from renewable energy projects. He gave me one of those files to take a look at, but I didn't take too close a look at it from the point of view of the bank.
I'm assuming the bank will have to get some money in the process, as what happens from its point of view is clients "leaving", as their money gets spent right away and therefore do not contribute toward their capital base and can't be invested somewhere else.
I will see this friend this week-end I think, so I will ask him some more questions and i will get back to you. Sorry for the cryptic writing, this is not my area really... Rien n'est gratuit en ce bas monde. Tout s'expie, le bien comme le mal, se paie tot ou tard. Le bien c'est beaucoup plus cher, forcement. Celine
