It's nearly impossible to start a workable small business without a decent stash of capital.

Of course it's not impossible, but even with microcredit it's hardly the open door you seem to assume it is. Most business don't become profitable for at least a couple of years.

As for employers - some are good, some are bad. Either way, workers do not have the same degree of control over their personal finances that employers do.

When your personal welfare depends on having a job, you're in a position of permanent political inequality with the caste which decides whether or not to employ you.

You seem to see this as a natural phenomenon, when in fact it's merely expedient and traditional.

Methinks you again used a common right-wing phrase without thinking and can't get out of it.

_{*Lunatic*, n.
One whose delusions are out of fashion.}