However two questions:
Take a look at the instructions for 'key preferences' in the diary. This will allow you to remap these functions to keys that are convenient for you. The relevant entries are 'NextNewComment' and 'PrevNewComment'. You can probably find some shortcuts in there you never use, deactivate them, and use those keys for comment moving.
When you insert a text, briefly you'll see a Paste icon next to the end of the text. If you move the mouse over it, a downwards arrow appears, with whoch you can open a pull-down menu. There you can chane it to plain text.
However, this should not really bother you, as if you re-insert your draft from Word into the ET edit window in Firefox, the Word formatting will disappear anyway. *Lunatic*, n. One whose delusions are out of fashion.
I know it is not a big problem, it was just so convenient with the 'copy as plain text' possibility. :-)