If you only prevent foreclosures and put money on people's hand you do not solve the credit problem the US has to make the transition in the eocnomic system from construction-debt to doing-stuff and local copetitive services.
Of course, you can change the Dodd's plan for nationalziation of the banking system.
A pleasure I therefore claim to show, not how men think in myths, but how myths operate in men's minds without their being aware of the fact. Levi-Strauss, Claude
Maybe he'll have a better angle tomorrow. Diversity is the key to economic and political evolution.