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I have a European health insurance card, issued by the national swedish insurance agency. As I understand it I should bring it and in case I need emergency care when visiting another EU-country I will get it. It is a good question how the bill is treated.

It does not cover planned health care.

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by A swedish kind of death on Wed May 27th, 2009 at 03:33:09 AM EST
I have private insurance costing about € 80 a year that covers all emergency medical expenses (including dentistry) occurred outside Finland.

You can't be me, I'm taken
by Sven Triloqvist on Wed May 27th, 2009 at 03:56:39 AM EST
[ Parent ]
But do you need this for the EU, or it mainly for travel outside the EU?

I had something similar in Germany, but the problem was that the small print excludes countries of which you are a citizen, which would have made it nearly useless for me. Fortunately, I had a colleague who managed to negotiate an exception.

by gk (g k quattro due due sette "at" gmail.com) on Wed May 27th, 2009 at 04:33:33 AM EST
[ Parent ]
Anywhere outside Finland. In Finland I am covered (like all Finns) under the (almost free) National Health scheme.

You can't be me, I'm taken
by Sven Triloqvist on Wed May 27th, 2009 at 05:32:15 AM EST
[ Parent ]
In Denmark - and I suspect that the Swedish system is similar - unplanned treatment in another EU country (as in, you fall and break your leg while skiing) is done according to local procedures, and the bill is sent to the Danish health system. Transportation home is also covered. Planned operations can be scheduled to foreign hospitals if there is no Danish hospital capable of treating you within a reasonable time - in which case they are paid for by the Danish state.

There appears - but I am not quite clear on this - to be an EU rule that essentially implements what I call "most favoured citizen" status for people who live and work in another EU country, under the mobility of labour thing. But since this is tied to actually living and working in the country you're being treated in, it avoids many of the problems I note in the diary (of course, it also loses many of its appeals...).

- Jake

If you only spend 20 minutes of the rest of your life on economics, go spend them here.

by JakeS (JangoSierra 'at' gmail 'dot' com) on Wed May 27th, 2009 at 04:01:09 AM EST
[ Parent ]
It is similar, though health care in Sweden is primarily the responsibility of the regions. I tried to google for the EU rule and found something at least:

EU-kort - Region Skåne

Den 1 juni 2004 införs ett Europeiskt sjukförsäkringskort (EU-kortet) som ger rätt till sjukvård vid tillfällig vistelse i ett annat EU-land. Kortet ersätter intyg E 111 och övriga liknade intyg (E128, E 110 och E 119). Införandet sker inte samtidigt i alla medlemsländerna.  Det betyder att intyg E 111, EU-kortet samt särskilda övergångsblanketter och provisoriska intyg kommer att existera parallellt till och med december 2005.

Translation:

On June 1, 2004 a European Health Insurance Card (EU-card) is introduced which gives the right to health care during a temporary stay in another EU country. The card replaces the certificate E 111 and other similar certificates (E128, E 110 and E 119). The introduction is not simultaneously in all member countries. This means that the certificate E 111, European card and transitional forms and provisional certificates will exist in parallel to and including December 2005.

And the Stockholm region had some more information:

Planerad vård

I vissa fall kan du även få planerad vård utomlands, men då gäller inte EU-kortet. Det gäller främst specialistvård och viss rehabilitering som inte går att få i Sverige och som din läkare bedömt att du behöver. Vården betalas då att ditt landsting. För mer information, kontakta Hälso- och sjukvårdsnämndens förvaltning, tel 08-123 132 00.

Du kan ha möjlighet till ersättning i efterhand från Försäkringskassan, för vårdkostnader du haft i samband med en planerad behandling utomlands. Den rätten baseras på EG-fördragets fria rörlighet för tjänster.

Om din läkare bedömer att du behöver vård utomlands kan du även söka om ett förhandstillstånd för planerad vård hos Försäkringskassan innan din resa.

Kontakta Försäkringskassan för mer information.

Planned treatment

In some cases, you can also receive scheduled treatment abroad, but then does not apply to the European card. It is mainly specialized services and some rehabilitation is not available in Sweden and your doctor determined that you need. The care paid for your county. For more information, contact Health and sjukvårdsnämndens management, tel 08-123 132 00.

You may be able to get reimbursement after the care from Försäkringskassan, for health costs you have had in connection with a planned treatment abroad. This right is based on the EC Treaty free movement of services.

If your doctor determines that you need treatment abroad, you can also apply for a decision from Försäkringskassan before your trip.

Contact Försäkringskassan for more information.

(My Tribext is not working properly, I am not sure why.)

A vote for PES is a vote for EPP! A vote for EPP is a vote for PES! Support the coalition, vote EPP-PES in 2009!

by A swedish kind of death on Wed May 27th, 2009 at 05:05:33 AM EST
[ Parent ]
It is similar, though health care in Sweden is primarily the responsibility of the regions.

That is also the case in Denmark. I used the term "state" loosely here, because I didn't want to go into the utter train wreck that is the last Danish municipal reform...

- Jake

If you only spend 20 minutes of the rest of your life on economics, go spend them here.

by JakeS (JangoSierra 'at' gmail 'dot' com) on Wed May 27th, 2009 at 05:42:30 PM EST
[ Parent ]

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