I would not be very optimistic about growing intellectual knowledge and increasingly mobile individuals. Protection of copyright rentiers are quite catching up - not by physical rounding up, but by SOPA/PIPA threats, a demonstrative close down of Multiupload. In this climate, many web services and creative enterprises are risky to invest in, and this extra-creative infrastructure is already suffering quietly. Like with many exponential grows of the last decade, the creativity growth may be faltering already while we do not know it yet.

The increasingly mobile individuals reflects the drive to escape rentiers indeed - but its increase may be more a sign of desperation than a promising development.

I enjoy your thoughts on the "hardware" of money and credit, as always. But the hardware base has limited importance, I guess. It is the operative code of policy makers and financial masters that makes singular social problems. And if we are entering decades (if not longer) of prolonged decline, with hardly any surplus production, only the feudal on debt or credit entitlements will remain. Some practical value shift is needed.