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The US system appeared absurd to me too, the first time I heard of it, but there it is. If you can't deliver a credit card company that says you payed your bills on time, you are not creditworthy.

Sweden instead uses implicit credit worthyness unless the central government register says that we failed to pay a bill so many times that it ended up with Kronofogden.

Sweden's finest (and perhaps only) collaborative, leftist e-newspaper Synapze.se

by A swedish kind of death on Wed Mar 14th, 2012 at 04:35:20 AM EST
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