Welcome to the new version of European Tribune. It's just a new layout, so everything should work as before - please report bugs here.
Display:
As do I.  The bulk of debit cards here in the US can be used the same as a credit card.  Secured credit cards are frankly a predatory practice no one sees fit to regulate.  They prey on the patently ignorant and on those whose creditors would garnish any bank account they opened.
by rifek on Wed Mar 14th, 2012 at 02:59:15 PM EST
[ Parent ]
You have obviously not been denied a mobile phone contract because you didn't have a credit rating (good or bad: no credit rating is worse than bad credit) which you could only establish with a credit card.

There are three stories about the euro crisis: the Republican story, the German story, and the truth. -- Paul Krugman
by Migeru (migeru at eurotrib dot com) on Wed Mar 14th, 2012 at 03:02:31 PM EST
[ Parent ]
People in that situation should be able to get pre-paid cell phones. If not, that is a real abuse, as there is no risk. As soon as you reach your pre-paid limit you can only use the phone to dial 911 or the provider's line to add more minutes. Now, if you don't have a credit card, it may be necessary to go to a retail outlet to add more minutes to your cell phone. In Arkansas there are plans specifically for low income people designed to provide them with basic communications for health and safety. Such plans provide much better phones than the cheapest available. That is probably a boondoggle for the providers.

"It is not necessary to have hope in order to persevere."
by ARGeezer (ARGeezer a in a circle eurotrib daught com) on Wed Mar 14th, 2012 at 04:42:48 PM EST
[ Parent ]
That's just one example of what you can be denied for having no credit history. You can be denied anything that involves a credit check, which is becoming increasingly standard when dealing with corporations. You may be denied an apartment rental application, for instance. You may be denied a car rental. Your debit card may not be accepted for online payments. And so on and so forth.

There are three stories about the euro crisis: the Republican story, the German story, and the truth. -- Paul Krugman
by Migeru (migeru at eurotrib dot com) on Thu Mar 15th, 2012 at 05:22:04 AM EST
[ Parent ]

Display:

Top Diaries

Smudges

by Oui - Sep 23
9 comments

2034

by Frank Schnittger - Sep 10
5 comments

Faux Accompli

by Cat - Sep 14
14 comments

Civic Self Defense Resources

by gmoke - Sep 19
1 comment

Recent Diaries

Smudges

by Oui - Sep 23
9 comments

Civic Self Defense Resources

by gmoke - Sep 19
1 comment

Faux Accompli

by Cat - Sep 14
14 comments

2034

by Frank Schnittger - Sep 10
5 comments

The Focus Group

by THE Twank - Aug 31
10 comments

Labour grows up?

by Frank Schnittger - Aug 27
57 comments

Exhibit 1

by Cat - Aug 22
22 comments

EU Position Papers

by Cat - Aug 22
25 comments

PACER

by Cat - Aug 18
5 comments

More Diaries...

Occasional Series