The government argues that the CPE gives youths a guarantee for flats, but in fact he's referring to "Locapass" which is anyhow already available for under-30 people.

The thing is, many rental agencies ask for more guarantees even when they see "Locapass", or so I have been told. This depends on the agency, I suppose.

And between a youth with a CDI and Locapass, and a youth with a CPE and Locapass, who will the agency choose?

Also, Locapass only covers you for 18 months, and the CPE is 24 months AND can be renewed several times until you're 26 (24 + 24 + 24 ...).

The issue of loans however remains intact ... I can't imagine a bank being generous with a CPE.