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As I tried to imply, the move to a multi-insurer system is not yet one with concrete proposals. The actual plans are kept from the public like top secret military plans, now they just do advocacy and 'prepare the ground' with other changes.
What was hammered through so far:
I'd say it's madness, complete and criminal madness, every single element of this policy mess. *Lunatic*, n. One whose delusions are out of fashion.
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