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I object to only pointing out that it is irresponsible bankers and financiers who are truly evil since there are so many other enablers...including irresponsible consumers.
I wonder: Suppose we define a banker as someone who facilitates the saving and exploitation of saved money in a manner that benefits the short and long-term community requirements. Now, if there are instead those who are called bankers who instead shenanigan the system such that every few years (after the previous shenanigan gets patched up) a new fix is required...are these putzes really bankers and financiers at all, or just crooks and incompetents in positions above their skill? Never underestimate their intelligence, always underestimate their knowledge.
Frank Delaney ~ Ireland
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