That makes sense and I am risk adverse at the moment because of the economies.  I wasn't really looking for the new-hot-company type of tip, but I just do not know what investment vehicles are out there and when I do go to speak with someone at the bank, I just want to be able to produce a list and ask about those things that perhaps someone mentions here or elsewhere.  In fact it was here that I heard about German bonds, so that is one thing I intend to ask about, the ins-and-outs of them, with a bank before I park my cash there.

I just do not want to keep it under the mattress and the dollar evaporates, or stick it in a simple savings account and gain negative interest vs. inflation, or something similar.  Nor do I want to stick it in high risk areas either, I just do not know what is high risk anymore.

"Schiller sprach zu Goethe, Steck in dem Arsch die Flöte! Goethe sagte zu Schiller, Mein Arsch ist kein Triller!"