My subversive plan is to start a distressed mortgage-backed-security valuation outfit ("the outfit"), value the securities as if default were a writeoff (repossession with no prospective buyers), therefore valuing them cheaply, and if and when default does happen, instead of repossessing offer people to restructure their debt through a community land partnership in which "the outfit" is just an equity investor and the market rent (lower than the mortgage payment that caused the default but a roughly inflation-indexed cash flow nonetheless) goes towards paying "the outfit" a "capital rental". The "capital rental" is payable as a combination of cash and "equity shares" (useful in really dire times for the owner-occupier) and excess payments go towards repurchasing the capital contributed by "the outfit".

It'd be nice if the battle were only against the right wingers, not half of the left on top of that — François in Paris