so they are the ethics frontline in the war for truth in advertising bank services (!) and honest business practice?

the guys who have to rat out the people they hobnob with when the line is stamped on instead of toed?

it sounded a bit like a newspeak euphemism for 'collection agency', lol!

anyway, these citizens have to be moral giants, and accountable to the nth degree. how can one ensure that, other than by making their salaries competitive with those who would seek to corrupt them?

if every man has a price, what would be their's?

if they're smart enough to figure out who's finagling whom, yet chose not to play that game themselves, how many people have the knowledge and the integrity needed?

from what i understand, your system spreads the risk, in much the same way as napster shared server loads, is that the correlation?
thanks for answering.

'The history of public debt is full of irony. It rarely follows our ideas of order and justice.' Thomas Piketty