What do we need to do to ensure that we NEVER EVER LISTEN TO THESE PEOPLE AGAIN?

Why would "these people" change a system which allows them to make money when they win, and gives them money when they fail?

It's become quite clear that the financial classes will not change until they themselves, the Owners seen as individual humans, can remember sitting on the sidewalk, begging for food and beer or oxycontin.

This cycle has to complete itself to bring about appropriate codes of conduct for industry.