Welcome to European Tribune. It's gone a bit quiet around here these days, but it's still going.
But Bank-based finance is subject to Basel II which is a bloody mess.

A vivid image of what should exist acts as a surrogate for reality. Pursuit of the image then prevents pursuit of the reality -- John K. Galbraith
by Migeru (migeru at eurotrib dot com) on Sun Sep 21st, 2008 at 05:20:13 PM EST
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