Welcome to European Tribune. It's gone a bit quiet around here these days, but it's still going.
You do need global agreement on standards, with which Service-Providers-Formerly-Known-As-Banks, ensure compliance - ie "thou shalt not".
Which is why bank credit never leads to credit bubbles. Well-known fact.

En un viejo país ineficiente, algo así como España entre dos guerras civiles, poseer una casa y poca hacienda y memoria ninguna. -- Gil de Biedma
by Migeru (migeru at eurotrib dot com) on Wed Oct 7th, 2009 at 09:55:26 AM EST
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