good points Jake, thanks! Sometimes you develop tunnel vision and only think about your "problems", when in fact, when seen in a far broader view, it's not that much of a problem. In fact, when compared to your example of buying the banks own structured products, my evil fund is almost saintly ;-) And it actually invests in "real stuff" as opposed to some weird structured products. I used to work at a bank (on the sales side) and there was really a lot of structured product crap (which I never sold but had in my incentives/goals to sell) which was a LOT worse than overpaying for a wind farm.

Thanks again for putting that in perspective!

PS one of the reasons I left the bank was the pressure to sell BS like most of the structured products.