Martin:

Or are people today exclusively defined by their credit worthiness?

Unfortunately, martin, that is exactly the situation we have reached.

Since Money is created as interest-bearing Debt, those without access to loans are viewed as being literally worthless.

"The future is already here -- it's just not very evenly distributed" William Gibson

Well, when most political choices are determined by the market, in effect you get has many votes as you can spend...

Un roi sans divertissement est un homme plein de misères

It has long been by criticism of contemporary social mores that, were we to place return on investment in one pan of a moral balance and in the other pan place every other value we possess, we would not even move the pan containing return on investment off the table.  So much for all of the posturing about the USA being a Christan Nation, or of treasuring the values bequeathed to us by our founding fathers, etc. etc. etc.  BARFFF!

"It is not necessary to have hope in order to persevere."