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Jerome a Paris:
eer-to-peer finance does not work because nobody can do the requisite risk analysis.

Peer to Peer finance strictly refers to direct investment in a productive asset by an investor without a bank as middleman, and if it works with a bank as middleman it is also capable of working directly. But clearly whether the business model is or is not intermediated is not your point.

So lets forget "Peer to Peer". It's the concept of what I refer to as unitisation which is the issue here, I think.

Are you thinking of financing development of productive assets?

Or are you thinking of long term financing of developed productive assets?

Or are you thinking of a hybrid where long term finance is raised to finance development and stays in place?

"The future is already here -- it's just not very evenly distributed" William Gibson

by ChrisCook (cojockathotmaildotcom) on Mon Mar 23rd, 2009 at 06:52:52 PM EST
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