I took my Finnish pension a couple of years ago at 65, but continue to run my company - though with far less pressure to find new business. I take a small salary to cover the company benefits I still receive.

When I talked to my pension fund about 'retiring' they were very helpful, and also indicated at what levels I could still receive personal income (royalties, voiceovers etc) without getting tax penalised. They also asked if I'd had a pension scheme in England. All I could recall was that there were some irregular payments - I was working as a freelance director-cameraman during the period. I didn't think those payments would be significant.

My pension provider did all the legwork, found my pension in England and I now get an additional monthly sum.

I have nothing but praise for the service that was provided.

You can't be me, I'm taken