Well, when it comes to those there is no option. The USA has no public health care or insurance system for those who aren't poor or elderly.

But it still finances higher education. As I said, each student is financed in New York State with a $15,000 subsidy, and the poor and middle class students receive an additional $5,500 in Pell Grant, subsidized student loan at low rates (between 2 and 3%), a loan that is forgiven after 10 years if you work in low paying jobs, and it's a loan with reduced payouts based on your income. Not to mention the grants-in-aid and scholarships for the best students.

As part of the system, I'm a big booster. Obviously.