ARGeezer:

A sole proprietorship or family business is a control fraud waiting to happen.

And, so, in countries with large informal sectors or underground economies, where enforcement is lax or resource-poor, a criminogenic environment is created in which you're considered stupid if you don't steal from your employees, providers, customers and the taxman.

I have lately thought that, if ordinary small businesses are control frauds where poor performance and graft by the owners are normal, it cannot be too hard to run a business profitably. If you don't steal from your own business it should be easier to keep it running.

Economics is politics by other means