Also profit/rent, the demand for which is the 'cause' - by definition and accounting identity - of inflation.

We need an enterprise model where there is the creation, exchange and sharing of surplus value, but no rentier profit. In other words, a partnership framework, within which there is no profit and there is no loss - and if credit is created within such a framework agreement, then there is no compound interest either.

This presentation last year on Economic Systems Thinking  gave a holistic view.

More specifically re housing here's a preview of a presentation in London on Tuesday to a Community Land Trust conference in which I am proposing a new approach to financing and funding of CLTs, and outlining one of several ongoing specific prototypes.

Hard work, but getting there, I think.

Also as a Senior Research Fellow my work on Resilient (ie decentralised, dis-intermediated and networked) Markets is getting a more 'serious' hearing.

"The future is already here -- it's just not very evenly distributed" William Gibson