It is the coops that will diminish the power of the corporate wolves. As Chris Cook  has pointed out, a coop or other peer-to-peer networked organization can be nimbler, more flexible and a lot cheaper to run, and thus will heavily compete on price and service.

The wolves (banks eg) can still be employed to provide fixed-cost national and international services, but even that role would diminish with the adoption of better data governance and master data management. I think MDM offers the possibility of making redundant a lot of management hocus-pocus, and without that...

As corporations increasingly move their focus to the so-called UX or user experience, they are also ceding more and more power to the consumers of their products or services. For the corporations this will not end well. But I am, as usual, being too optimistic.

You can't be me, I'm taken