I'm not being flippant. New Zealand's current economic growth rate (4%) apparently owes a substantial amount to the reconstruction of the city of Christchurch, destroyed by earthquakes a couple of years ago, and which is largely funded by insurance money which is flooding in from overseas.

Surely the reconstruction efforts you mention should be covered by some sort of disaster insurance fund? And whether public or private, this would amount to the creation of money, wouldn't it?

_{It is rightly acknowledged that people of faith have no monopoly of virtue - Queen Elizabeth II}