It's not insurance that worries me. I'm not all that familar with the market in the Netherlands, but, sheesh, value for EUR is obvious.

I envy the research commitment.

Nothing gets done in the US unless it makes money. "Evidence-based" rubrics are a sham for the most mundane procedures. Wait. I mean, diagnostic testing. It's tough to get to the end of that buffet table ...

Diversity is the key to economic and political evolution.