[...]
"The attractiveness of this option for the EU may critically depend on the nature of the assurances that the United States is seeking, other G7+ contributions, the < wipes tears > governance of the loan, and the spending as well as how the financial risk is shared," the document says.

Tricky negotiations lie ahead

The plan to secure a loan unilaterally won't be without its complications for the EU however.
[...]
In a strategic win earlier this year, Hungary secured a guarantee that the decision to keep the Russian funds frozen would be renewed unanimously by the EU's 27 countries every six months. This allows Budapest to potentially turn off the taps for Ukraine at any time. The Commission's document suggests finding a way to work around this requirement in order to give more < wipes tears > predictability to the loan.